Living in Navarre: What Homebuyers Need to Know Before Moving

 If you’re thinking about living in Navarre, Florida, you’re not alone. More buyers are discovering this laid-back coastal town tucked along the Emerald Coast—and for good reason. With sugar-white beaches, a strong sense of community, and a slower pace than some of its flashier neighbors, Navarre has become a top choice for families, military relocations, and buyers looking for lifestyle without the chaos.

Before you start scrolling homes for sale at midnight (we’ve all been there), here’s what you really need to know before moving to Navarre, Florida.

Where Is Navarre, Florida?

Navarre is located in Santa Rosa County, along Florida’s Panhandle, perfectly positioned between Pensacola and Destin. You get easy access to larger cities without living in the middle of the hustle.

• About 30 minutes east of Pensacola

• About 30 minutes west of Destin

• Close to major military bases like Eglin AFB, Hurlburt Field, Duke Field, NAS Pensacola and STA Destin

Translation? You get the beach town with real-world convenience.

What It’s Like Living in Navarre, Florida

Living in Navarre feels… easy. It’s the kind of place where neighbors wave, traffic doesn’t raise your blood pressure(usually), and weekends are planned around beach days, not parking battles.

Locals love Navarre for:

• A relaxed, family-friendly atmosphere

• Less congestion than Destin or Pensacola Beach

• Strong community feel (school events, sports, local businesses)

Navarre isn’t flashy—and that’s exactly why people move here. It used to be called Florida’s Best Kept Secret for a reason. Now it’s called Florida’s Most Relaxing Beach… still fitting.

Navarre Florida Cost of Living

One of the biggest reasons buyers consider moving to Navarre is affordability—especially compared to other beach towns.

While prices fluctuate with the market, Navarre’s cost of living is generally lower than Destin and many South Florida coastal areas, particularly when it comes to housing.

Buyers often ask about:

• Home prices vs nearby cities: we can be more expensive than our northern neighbors of Crestview, Milton and Pace, but you generally get more for your money in Navarre over Fort Walton Beach, Destin and Pensacola.

• Property taxes (Santa Rosa County tends to be favorable than our neighboring counties of Okaloosa County and Escambia County)

• Insurance considerations (it’s Florida—our home insurance costs have risen over the last few years but there are ways to stay smart with these costs)

👉 For a full breakdown, see my detailed post:
Cost of Living in Navarre, Florida – What Buyers Can Expect

Navarre Florida Real Estate & Home Prices

The Navarre Florida real estate market offers a wide mix of options:

• Single-family homes in established neighborhoods

• New construction communities

• Waterfront and walking distance to the beach properties

• Investment and second-home opportunities

Home prices vary depending on location, age of the home, and proximity to the water—but Navarre often offers more space for the money compared to neighboring beach markets.

👉 Curious what home prices are on the Emerald Coast? 
Search for Home in the Florida Panhandle

Best Neighborhoods in Navarre, Florida

One thing I tell buyers right away: Navarre isn’t one-size-fits-all. The neighborhood you choose matters just as much as the house.

Some areas are great for:

• Families wanting larger lots and quieter streets

• Buyers needing quick access to bases or commuting routes

• Beach lovers who want to be close to the water

• New construction fans who want modern layouts

👉 I break this down neighborhood by neighborhood here:
Best Neighborhoods in Navarre, Florida for Homebuyers

Who Navarre Is Perfect For (And Who It’s Not)

Navarre is a great fit if you:

• Want coastal living without tourist overload

• Are relocating for military PCS orders

• Prefer a quieter lifestyle with space to breathe

• Value community over nightlife

Navarre might not be your vibe if:

• You want walk-out-your-door nightlife

• You thrive in a fast-paced, high-density city

• You want luxury shopping on every corner

👉 For a totally honest take:
[Pros and Cons of Living in Navarre, Florida] (internal link)

Military PCS to Navarre, Florida

Navarre is extremely popular with military families, especially those stationed at nearby bases. Many buyers relocate from out of state and purchase homes sight unseen—which is where local guidance matters most. I’ve been in your shoes before and bought a home while stationed overseas so I know first hand how nerve-wracking it is and take great pride in making sure you’re making a good, well informed decision if you aren’t able to see the home for yourself.

Military buyers love Navarre for:

• Commute-friendly locations

• Family-oriented neighborhoods

• Schools and community resources

• Long-term resale stability

👉 If you’re PCSing, don’t miss this guide:
[Military PCS to Navarre, Florida: Housing Tips Near Eglin & Hurlburt] (internal link)

Thinking About Buying a Home in Navarre, Florida?

If you’re still asking yourself, “Is Navarre Florida a good place to live?” the answer usually becomes clear once you visit—or talk to someone who lives and works here daily.

Buying a home in Navarre is about more than finding a property. It’s about choosing the right location, neighborhood, timing, and strategy—especially in a competitive coastal market.

👉 Next step:
[Buying a Home in Navarre, Florida: Step-by-Step Buyer Guide] (internal link)

Final Thoughts

Navarre isn’t trying to be anything it’s not—and that’s its biggest selling point. Whether you’re relocating, upsizing, downsizing, or buying your first home near the coast, Navarre Florida offers a lifestyle that’s hard to beat.

If you’re thinking about making a move, I’m happy to be your local resource, tour guide, and straight-shooter through the process.